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confidence

Discover the benefits of MEXEM's Recurring Investment Plan, a structured and automated approach to investing that offers risk mitigation, consistency, convenience, and cost efficiency.

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What Are Recurring Investments?

Recurring investments, also known as Automatic Investment Plans (AIPs), refers to a financial strategy where an individual or investor regularly contributes a fixed amount of money at specified intervals, such as weekly, monthly, or annually, into an investment account or asset. This enables investors to contribute consistently to an investment account, following a specific schedule. These contributions can be automatically deducted from an individual's paycheck or paid out from a personal account. This consistent and systematic approach to investing helps individuals build wealth over time through the power of compounding.

Wealth Creation

Investing is an effective way to have your money work for you and build wealth. Holding cash and bank savings accounts are considered safe strategies, but investing your money allows it to grow in value over time with the benefit of compounding and long-term growth​.

Retirement Preparation

Investing is not just beneficial but necessary for retirement. Only some people save for retirement, and even those who do may not be putting away nearly enough to last through the retirement years. Investing can help to create wealth, beat inflation, and save for retirement and other financial goals​.

Understanding the Dollar Cost Averaging (DCA) Strategy

Dollar Cost Averaging (DCA) is an investment strategy where you invest a fixed amount of money at regular intervals, regardless of the asset's price. This approach can help mitigate the impact of market volatility, potentially lowering the average cost per share over time.

Risk Mitigation

DCA helps reduce the impact of short-term market fluctuations by spreading out your investments. Instead of investing a large sum at once, you buy more shares when prices are low and fewer shares when prices are high, which can average out your cost over time.

Consistency

By making regular investments, you steadily build your portfolio without the need to worry about market timing. This consistency can lead to significant growth over the long term, aligning with your financial goals.

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How DCA Works in Practice

Imagine you decide to invest $500 every month in a mutual fund. Some months the market is up, and the price per share is higher; other months the market is down, and the price per share is lower. By consistently investing the same amount each month, you buy more shares when prices are low and fewer shares when prices are high.

Here’s a simplified example over six months:

Month Investment Amount Share Price Shares Purchased
January$250 $50 5
February$250$406.25
March$250$455.5
April$250$554.5
May$250$50 5
June$250$60 4.1

Over these six months, you’ve invested a total of $1,500 and acquired 61 shares. The average price per share you’ve paid is approximately $49.18, which might be lower than if you had tried to time the market with a lump-sum investment.

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Automated Investments

Automating your investments is a powerful way to ensure consistency and discipline in your investment strategy. It removes the need for constant monitoring and decision-making, making the process seamless and efficient.

Convenience: Automate your investments and save time, ensuring you never miss a contribution towards your financial goals.

Consistency: Regular contributions help build a robust investment habit, leading to steady portfolio growth over time.

Time-Saving: Focus on what matters most while your investments grow without requiring your constant attention.

Set and Forget: Once you set up your automated investments, they run without further intervention, freeing up your time and reducing the stress of managing investments manually.

Stress-Free Management: Automated investments help you avoid the emotional ups and downs of the market. By sticking to a predetermined plan, you remain disciplined and consistent.

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Build a Balanced Portfolio

Diversification is a fundamental investment strategy that involves spreading your investments across various asset classes such as ETFs, stocks, and bonds to manage risk effectively. By diversifying your portfolio, you can reduce the impact of any single asset's performance on your overall returns.

Additionally, with MEXEM’s option to purchase fractional shares, you can invest in high-cost stocks like the Magnificent Seven (Amazon, Apple, Google, Microsoft, Tesla, Meta, NVIDIA) at a lower price, making it easier to create a diversified and resilient portfolio.

Risk Management: Reduce exposure to any single asset class, cushioning your portfolio against market volatility.

Enhanced Stability: A diversified portfolio can better withstand the ups and downs of the market, providing a smoother investment journey.

Growth Opportunities: Leverage different sectors and asset classes for potential growth, benefiting from the performance of a variety of investments.

Investing in stocks involves significant risk and may not be suitable for all investors. The value of investments can go down as well as up, and you may receive back less than your original investment. It is important to carefully consider your investment objectives, level of experience, and risk appetite. Seek independent financial advice if necessary. Never invest money you cannot afford to lose.
Cost Efficiency

Invest Smartly, Save More

Lower transaction costs and reduced market timing stress are key ways our recurring investment plan saves you money. Smaller, regular investments minimize transaction fees compared to lump-sum investments, keeping costs low and reducing the anxiety of timing the market.

Regular contributions ensure consistent investing regardless of market conditions. This disciplined approach eliminates the pressure of predicting market movements and allows you to benefit from dollar-cost averaging, leading to a lower average cost per share. Our plan is budget-friendly, allowing you to start with investment amounts that fit your financial situation.

Lower Fees: Smaller, regular investments often incur lower transaction costs, saving you money in the long run.

No Market Timing: Consistent investing means you don’t need to worry about timing the market perfectly, reducing stress and potential losses.

Affordable: Start with amounts that fit your budget, making it accessible for investors at all levels.

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Financial Discipline and Goal Setting

Regular saving and investing are crucial for meeting long-term financial goals and promoting financial discipline. Our recurring investment plan ensures you stay consistent with your contributions, making it easier to build wealth over time.

Automating your savings takes the guesswork out of investing, helping you avoid the pitfalls of inconsistent contributions. This steady approach allows you to maintain a disciplined financial strategy, which is key to achieving significant financial milestones.

Automated Savings

Ensure you’re consistently saving and investing without the need for manual intervention. This consistency helps in building a substantial portfolio over time, providing a solid foundation for your financial future.

Customized Plans

Tailor your investment amounts and intervals to match your unique financial goals. Whether you’re saving for retirement, a major purchase, or building an emergency fund, our customizable plans fit your needs and risk tolerance.

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QUICK AND 
SIMPLE PROCESS

1
Log into Account

Login into your
MEXEM Account.

2
Make Standing Order

Find the standing order instructions for your bank here. Your bank not there? Ask our support for assistance. 

3
Choose Stock / ETF

Select the stock(s) ETF(s) that you want to purchase on a monthly basis

4
Sit back and save

Every month the same financial product(s) will be bought without you having to do anything.

Important to know!

• The system buys the security you selected according to the amount you set, if this amount does not match the share price, the system will buy fractions of shares according to the amount you selected • The standing order can be monthly, weekly or daily

HOW MUCH CAN I SAVE?

Automate your investing with recurring investments.Explore the advantages of consistent contributions and unlock a path to long-term Growth.

Select your desired stock
Initial Deposit
Recurring Amount
Monthly Amount
Years of Investment
Recurring Amount0
Investment Period0
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Portfolio Value

$300

Profit Amount

$120

Return of Investment

20%
Total Value
$300
Profit
$300
Investment
$300
Years
1
Return
25%
Investment Amount
Profit

FAQS

Have questions?
Check our frequently asked questions below

Start Your Path to Financial Growth with MEXEM

MEXEM’s Recurring Investment Plan provides a structured, disciplined, and automated approach to investing. Whether you’re new to investing or looking to refine your strategy, our plan helps you achieve consistent and long-term financial growth.

Alle beleggingen brengen risico's met zich mee, inclusief het mogelijke verlies van kapitaal.

www.mexem.com is een website die eigendom is van en wordt beheerd door MEXEM Ltd. MEXEM Ltd is een Europese broker die wordt gereguleerd door CySEC, licentienr. 325/17.

Elke advertentie of mededeling betreffende de distributie van derivaten die binnen het toepassingsgebied vallen van het Reglement van de FSMA van 26 mei 2016 betreffende de distributie van bepaalde afgeleide financiële instrumenten aan retailklanten is niet gericht aan het Belgische publiek.